Group Medical Insurance provides comprehensive health coverage for employees and their families. It is designed to ensure financial protection during medical emergencies and offers a wide range of benefits.

Product Highlights

• Coverage for room rent, boarding, and nursing charges as provided by the hospital

• ICU/ICCU expenses included

• Maternity benefits and newborn baby coverage from day one

• Coverage for pre-existing diseases

• Surgeon, anesthetist, consultant, and specialist fees

• Charges for anesthesia, blood, oxygen, operation theatre, surgical appliances, medicines, diagnostic materials, X-ray, dialysis, chemotherapy, radiotherapy, pacemakers, artificial limbs, organ transplants, and similar treatments

• Pre-hospitalization medical expenses (up to 30 days)

• Post-hospitalization medical expenses (up to 60 days)

• Facility for addition or deletion of employees during the policy period

Group Personal Accident Insurance

This policy provides financial support in the event of accidental injury or death of an employee. It ensures peace of mind for the insured and their family members during unforeseen incidents.

Coverage Includes

• Accidental death benefit

• Permanent total disability cover

• Repatriation and funeral expenses

• Child education benefit

• Adaptation allowance for home or vehicle modifications (if required due to disability)

• Ambulance cover