This policy provides financial protection against loss or damage to your property caused by fire and a wide range of natural and man-made perils. It ensures business continuity by covering damages to buildings, plant & machinery, stock, and more.

Coverage Includes

• Fire, including due to its own fermentation, natural heating, or spontaneous combustion

• Explosion or implosion

• Lightning

• Earthquake, volcanic eruption, or other convulsions of nature

• Storm, cyclone, typhoon, tempest, hurricane, tornado, tsunami, flood, and inundation

• Subsidence, landslide, or rockslide

• Bush fire, forest fire, jungle fire

• Impact damage (e.g., vehicle, falling tree, aircraft, wall collapse)

• Missile testing operations

• Riot, strike, and malicious damage

Who Can Buy

• Hotels, hostels

• Petrol pumps

• Schools, colleges, universities

• Cold storages, ice factories

• APMC yards, temples

• All types of showrooms and shops

• Food, fruit, and fish processing units

• Agarbatti, spinning, cement, ceramic, sugar, chemical, tyre, garment, solar, RO water, and biofuel industries

• Oil mills, milk dairies, fishing boats, windmills

• Hospitals and pharmaceutical companies

• Stone crushers, ready-mix concrete plants

• Banks and cooperative societies

• Commercial and residential buildings

• All types of plants, machinery, and stock