Disability insurance is one of the most overlooked yet essential components of a sound financial strategy. While most people focus on life insurance, retirement savings, or investment plans, few consider what would happen if they lost the ability to earn an income due to illness or injury.

Disability insurance provides income protection when you are unable to work, ensuring that your financial responsibilities—like mortgage payments, household expenses, and daily living costs—are still covered. Whether the disability is short-term or long-term, this type of coverage acts as a financial lifeline.

Many individuals rely solely on employer-provided coverage, which may not be enough. A personalized disability insurance plan tailored to your profession, lifestyle, and income can provide broader and more reliable protection.

Including disability insurance in your financial plan means preparing for uncertainties without jeopardizing your long-term goals. It gives you peace of mind knowing that even in unforeseen circumstances, your financial foundation remains stable.